Need to be discipline on my money spending & of coz my savings & investment!
Sad to say the market now is not as good for some investment that I have made recently. But oh well... There's always risk when comes to investing! No pain no gain! So shall just wait for it to rise again...
I'm planning for house renovation next year once the lift upgrading is done! Seriously can't wait to change a new look of the old house & turn it into my dream house! This means more $$ needs to spend but it's all worth it! My problem is removing all the old stuffs when most of them are not mine...
And hubby thought of changing car for our sake. Am still thinking if there's a need.
Now got a new maid means higher expenses! No more F21 online shopping :( I have actually stopped for 2 months! *Hands so itchy* Nvm shall stop for the next one year!
Motto of the year: "Save for More!"
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